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I am flying with my wife and two children for two years. What is the best health insurance for the best price / quality to issue and how expensive is it for children in general if you are served without insurance?
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Well, if you need something directly complicated - such as MRI, surgery and so on - then of course it will be bad without insurance that directly pays the hospital.
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It is important to keep in mind the following: according to digital nomad insurances, VKS will most likely not be ready to treat according to the guarantee of payment (according to the letter from the insurance company). That is, they will begin to spit out of their own pocket, and then try to get this money from the insurance company. Usually it takes a lot of time: well, roughly speaking, you will give $ 2,000 for dengue treatment and then you will wait 60 days for payment from the insurance company.
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If you come for a couple of months - then in principle you can be insured simply in the Russian insurance company (specifically we liked the savings bank, specifically insurance within the framework of the savings premier that was). If for a long time - then we specifically chose Cigna - but it is generally expensive - a family of 3 will be something like 500-600 dollars a month with dentistry and eyes (this applies only to getting to the hospital) If you are not insured - admission in the evening to the siriroj child and basic tests for dengue, covid and blood test - this is noticeable $ 250 Birthday in Bangkok hospital (without specific treatment; for example, if you have dengue) - about $ 300.
