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Tell me, the Union Pay card from Gazprombank in which currency is it better to open it for use in Thailand? In rubles or yuan? If in yuan, then how is it better to buy currency? Through which app and which purchase mechanism?
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I don't have Gazprombank, but I opened it in yuan in another one. Very pleased. The exchange rate is more stable, you understand that you do not have a ruble. One conversion, not several. I bought a lot of yuan in the fall, at a low rate. Now the rate is +20%.
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What you earn, that's what you open.