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Hi, what is the best ATM to use to withdraw cash in Baht, where the rate is better and in general, maybe where there is no fee? We have a world+unionpay ruble card.
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It doesn't matter where you withdraw, first there will be a ruble - dollar, then a dollar - baht. And then in 2-3 days there may be a revision of the exchange rate in your bank and even more may be written off than at the time of withdrawal.
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On the Internet, type the name of the banks, and see where the rate is better, in that ATM and withdraw.