They suggested that through the Union Payne card you can immediately transfer money from rubles to BAHT, is that so? Will it be more profitable than in Russia to exchange rubles for a dollar, and then in Thailand a dollar for a baht?

[Natalia]

They suggested that through the Union Payne card you can immediately transfer money from rubles to BAHT, is that so? Will it be more profitable than in Russia to exchange rubles for a dollar, and then in Thailand a dollar for a baht?

[Artem]

You can withdraw baht from a Thai ATM with a unionpay ruble card at once. Conversion is the exchange rate + commission of your bank (1-2%, the Post 1) + ATM takes 220 baht Thai bank (does not depend on the amount, I withdraw 30 thousand baht each). I have Postbank and the rate is about as google + 4-5 kopecks per baht, ie when the exchange rate was 1.81 I withdrew at 1.86.