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Tell me, who uses union pay in Phuket, what is the rate when you buy on the card?)
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In Ho Chi Minh City, they took 62 rubles about 1% from 2M dong, I think it's the same here too.
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The rate depends on your bank.
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Yesterday I took 10kbatt (+110batt commission) - gazprombank got 23750 rubles.