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What is the best insurance for a 4 month stay in Thailand with a child of 10 months?
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In your case only the savings bank is visible. For four months, about 30,000 rubles come out for two adults and one baby, and they seem to have some shares today. Like without a discount it will be 38 thousand.
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Praise sber and tinkoff, but it seems like you have to go home after a certain number of days.
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On the savings bank it seems that the prices are more or less adequate (for such periods). And it seems that their assist in Phuket is normal.