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Now how is it more profitable to go to Thailand: with a Union Pay Tinkoff card (withdraw from it and pay), carry dollars or buy baht on the spot from money changers by transfer?
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The commission from the ATM when withdrawing cash 220 baht is lower. The exchange rate is approximately 2.56 rubles per 1 baht. If you pay with a card, the rate is the same. But plus or minus, it is constantly changing. This is about Tinkoff, UnionPay, I don't know about the rest. Regarding if you change dollars, it depends on the rate at which you bought them.
212338,2,Diversify into the first two ways."
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Diversify into the first two ways.
