Please advise which bank's Union Pay card is better to make for payment on Koh Samui? Or is it better to carry dollars in cash with you? The hotels are paid for, the flight too. What is better (or in principle possible) to pay in restaurants / cafes and for excursions? 207508,1,Zoya 207512,2,Central Festival on the second floor."

[Margarita]

Please advise which bank's Union Pay card is better to make for payment on Koh Samui? Or is it better to carry dollars in cash with you? The hotels are paid for, the flight too. What is better (or in principle possible) to pay in restaurants / cafes and for excursions?
207508,1,Zoya
207512,2,Central Festival on the second floor."

[Pavel]

Well, of course, if you have cash dollars, especially those bought at not 85, you need to take them with you for insurance.

[Hope]

Dollars are also needed, not everywhere the card is accepted. Exchange them for baht.

[Yuri]

Tinkoff will do. There is no point in carrying dollars.