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Question about the UP of the Russian Agricultural Bank) Tell me, please, does the personalized card matter or not?
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No, it doesn't, I have two cards registered and no, they work the same way, one even the world, it also works, you just choose UP when paying.
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It has just in case of a fire. Even before the lockdowns, the yellow bank did not accept the Sberbank visa, since the letters between the card and the passport differed in the surname (there are different transliteration schemes). Therefore, UP ordered his own for the correct transcription. Further, with a visa run, a photocopy of the card of the front side was made here and attached to the bank statement. It is not known whether the impersonal would have passed or would have had to go in person to the embassy and open the bank's application to the officer.
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No, I don't. Only if the machine chews. You can try to return the personalized one.
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It doesn't have to pay in stores or withdraw from ATMs.