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How is it more profitable to pay through Gazprombank's union pay card? Or carry dollars?
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Dollars to carry in any case. Here I have a Gazprom card after 1 payment stopped working, the terminal simply does not see it (many people work, not even named . . so, be safe!!!
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Bring both, it is more profitable to change dollars than to withdraw from the card since the commission, cash is needed because here everything is everywhere for cash basically, in shopping centers and supermarkets you can pay by card it is more profitable than with dollars because of the rate.
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Of your options, it is more profitable to carry a dollar.
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Everywhere there are baht, dollars should be exchanged for baht.