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If you buy new insurance while traveling, you can't make it for 30 thousand dollars? Do they offer $50,000 in current everywhere? Tell me, are there local insurances in Phuket? Maybe it's more profitable to buy a local one?
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It's not about whether you're at home or traveling. It's just that when it's already here, there are few Russian companies that basically offer insurance to Ingosstrakh norms, both in price and in terms of service.