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please tell me how to act if you fell from the bike, there are a couple of light scratches on the foot, but the calf muscle of the leg hurts.
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Talk360 also has an application for calls replenished with cards and so on.
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Algorithm: go home, alcohol & chlorhexidine, a patch for athletes, and not fall anymore. Why insurance? Do you have a closed fracture?
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Insurance companies are very reluctant to cover up any stories with bikes and require lengthy investigations. You have to pay your own, and then swing with the insurance. Any force majeure story is needed. My friends wrote like this: climbed a ladder on a palm tree, took off a cat, a coconut fell, hit the stairs, woke up on the ground. .
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I actually applied only for a picture of my leg, I said slipped in the van, bruised, I need to check that the third day hurts, in the hospital the same thing, I warned them as I reported to the insurance company, it was clear to me that it was clearly flying from the bike! Thais in this regard do not care) the main thing is that they pay)