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Tell me, please, how is it more profitable: to exchange rubles for dollars in Russia, and dollars for baht in Thailand or already in Tai by transferring from a Russian card to baht?
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It depends on how much of your travel budget you have. For the sake of the equivalent of a couple of thousand dollars, you should not steam.
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Plusminus 5-10 kopecks. It was profitable to pay off the ruble / dollar at 62 and now exchange for baht.