Tell me, if you rent a bike, is there already insurance? or should I buy it separately?

[Andrey]

Tell me, if you rent a bike, is there already insurance? or should I buy it separately?

[Zoya]

The owner can have it for himself and the passenger, but it is not transferred to the tenant, there must be its own insurance. From the ns in Thai banks, it also applies to bikes.

[Konstantin]

There is nothing.