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How is it more profitable to exchange rubles for baht?) union pay and withdraw via ATM or through local money changers" (where they change 1.9-1.95)?"
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Withdrew from union post bank ATM Bankok bank 10000bath commission 300p and 220bab at the ATM recalculated in the end came out 10k Baht at 1,886p.
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Up is more profitable, the google rate +3 kopecks approximately comes out when withdrawing from up post bank 30k baht.
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UP Post Bank yesterday was rated 1.83.
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Change in different courses. Yesterday I saw 1.8.