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Who has union pay working fine in Tai, and in general you like everything in this card and according to the conditions in which bank of Russia was done?
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MTS Bank, works. With the exchange rate, they waggle, but it turns out to be more profitable than buying dollars in the exchanger of the Russian Federation, and then changing them for baht on the island.
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I have a union pay of Bank St. Petersburg, costs 5 k per year, without additional surcharges. Works everywhere, I am satisfied) transfers from Russian cards are available through the system of fast payments.