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Tell me how to optimize cash withdrawals from ATMs? So far, one solution in my head is to shoot with Tinkoff. They say you can still get a local card. is that?
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Local card can be obtained. But what's the point of it? It is also somehow necessary to throw money at it. If only as an option to withdraw 30+ thousand at once in the Tinkoff branch and immediately throw them on the Thai card. And then withdraw small amounts from it as needed.
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You can and local, but depends on your visa.