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Well, insurance will not pay for the hospital if there is no IDP? If I understand correctly.
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Insurance even refused to pay for repairs, because there was no IDP.
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Pay. There are always nuances.
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Repay. My husband was paid for sick leave and bike repairs, he does not have a mvu, he has some kind of kangaroo incomprehensible rights. But we went further, cut off the same amount of money from insurance for my bike to pay more bills from the hospital. Prokatilo -)
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Someone told me no. That's why I did the mva. But that's not accurate))
