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Please tell me if you withdraw Bats from a Sberbank card in a large amount in the bank. Which bank has the most favorable rate?
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The best option is to transfer money to Tinkoff, convert them into baht at the exchange rate and already withdraw cash advance from the Tinkoff card.
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Here's a look. You come to the bank - to withdraw suppose 50 thousand baht. The bank transfers these 50 thousand baht. in dollars. Then he asks for these dollars in the savings. Sber considers these dollars in rubles. Already on its own course. Then he blocks this amount at home. Conducts it after a while and there already counts at the current rate. That is, it turns out to be a lottery. And it is impossible to collect any reliable statistics from this. Therefore, there is no answer to the question.