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if you withdraw or pay from the VTB card in the store, what commission is taken in Phuket?
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It is necessary to specify in VTB Bank. But usually when paying by card, no banks take a commission. For withdrawals from an ATM, there will most likely be a commission (cash withdrawals from ATMs of other banks) + the bank that owns the ATM will withdraw another 220 baht in its favor.
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Naturally, no one takes any commissions for payment by card. But for cash advance they take. But it's still more profitable than withdrawing from an ATM.